Commerce and Housing Credit

FY2025 Spending

$95.9B

Rank

#14 of 18

Growth Since 2017

+85.9%

Spending Over Time: FY2017 → FY2025

Year-over-Year Spending

Fiscal Year	Amount	Change
FY2017	$51,569,350,470	—
FY2019	$52,709,189,058	+2.2%
FY2021	$389,369,613,353	+638.7%
FY2023	$194,450,237,252	-50.1%
FY2025	$95,854,563,163	-50.7%

What This Covers

Commerce and Housing Credit covers the mortgage credit programs (FHA, Ginnie Mae), the Postal Service, and deposit insurance. COVID-era Small Business Administration lending caused the massive 2021 spike.

How This Category Ranks

$1.8T

$1.7T

$1.4T

$1.3T

#5Health

$1.1T

#6Income Security

$759.0B

#7General Government

$511.4B

#8Veterans Benefits and Services

$413.3B

#9Education, Training, Employment, and Social Services

$221.5B

#10Transportation

$197.8B

#11Natural Resources and Environment

$133.4B

#12Administration of Justice

$115.4B

#13Community and Regional Development

$106.5B

#14Commerce and Housing Credit

$95.9B

#15Agriculture

$73.4B

#16International Affairs

$71.6B

#17Energy

$63.2B

#18General Science, Space, and Technology

$47.6B

All Budget Functions

Compare all federal budget functions by spending.

Spending Explosion

How federal spending has grown dramatically since 2017.

Your Tax Bill

See exactly where your federal tax dollars go.

Interest Time Bomb

The growing cost of servicing the national debt.

Source: USASpending.gov · U.S. Department of the Treasury